5 Steps How to Get a Mortgage Pre-Approval and Win Your Dream Home (Easy Guide for First-Time Buyers)

Hey there! I’m Kathleen Sheehan, and if you’re reading this, you’re probably starting to dream about a place to call your own. Maybe you’ve already been scrolling through Zillow at midnight, or perhap... ...more

mortgage

March 25, 2026•6 min read

4 Lessons From 2025 That Are Shaping How Real Estate Pros Win in 2026

The real estate industry evolved fast in 2025 and the professionals thriving in 2026 already adapted. Kathy Sheehan breaks down the four lessons that are separating the top producers from everyone els... ...more

mortgage

March 25, 2026•5 min read

Are We Finally in a Buyer's Market? What Kathy Sheehan Wants Every Buyer to Understand

Inventory is climbing and homes are sitting longer but prices are not falling the way the data suggests they should. Kathy Sheehan breaks down what is really happening in today's housing market and wh... ...more

mortgage

March 23, 2026•5 min read

Capital Gains Tax on Home Sales May Be Changing: What Long-Term Homeowners Need to Know

The capital gains exclusion on home sales has not been updated since 1997. Kathy Sheehan explains what may be changing, why it matters, and what homeowners sitting on big equity should be thinking abo... ...more

mortgage

March 05, 2026•4 min read

Is the 28% Rule Still Relevant for Homebuyers in 2025?

Understanding the 28% Rule For decades, financial advisors and mortgage lenders have used the “28% rule” as a benchmark for housing affordability. The rule states that your monthly housing costs—incl... ...more

mortgage

September 23, 2025•3 min read

Which Loan Program Actually Fits You? A Clear Guide to Finding Your Mortgage Match

Understanding Your Loan Options When it comes to choosing a mortgage, most homebuyers are surprised to learn just how many options are on the table. From conventional fixed-rate loans to government-b... ...more

mortgage

July 25, 2025•3 min read

The Hidden Fees in Mortgages Buyers Need to Know

When most people shop for a home loan, they focus on the headline numbers—interest rate, loan amount, and monthly payment. But beneath the surface, mortgages come with a range of lesser-known costs th... ...more

mortgage

July 25, 2025•3 min read

New Credit Scoring Changes Could Open Homeownership to 5 Million More Buyers

A major shift in mortgage lending just arrived — and it could expand access to homeownership for millions of Americans. The Federal Housing Finance Agency (FHFA) announced that government-sponsored en... ...more

mortgage

July 10, 2025•2 min read

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