Major Appraisal Changes Are Coming at Year End and Kathy Sheehan Is Hosting a Free Zoom to Explain It
Appraisal rule changes arrive end of year. Kathy Sheehan and the appraisal commissioner explain what to know. ...more
mortgage
August 13, 2026•2 min read
Second Lien Borrowing Just Hit an 18 Year High and Here Is Why Homeowners Are Skipping the Refi
Keep your low rate, tap equity with a HELOC. Kathy Sheehan explains why second liens are surging right now. ...more
mortgage
August 12, 2026•3 min read
Why the Iran Conflict Pushed Mortgage Rates to 6.75 Percent and Why the Peace Deal Is Easing Them
Oil routes reopen and rates ease from peak. Kathy Sheehan explains the chain reaction behind rates now. ...more
mortgage
July 24, 2026•3 min read
Why Your Fixed Rate Mortgage Payment Just Increased When Nobody Changed Your Interest Rate
Taxes and insurance raise your payment even with a fixed rate. Kathy Sheehan explains what to do now. ...more
mortgage
June 24, 2026•4 min read
A Price Cut Does Not Mean Every Seller Is Desperate and Here Is Where Leverage Actually Exists
Not every cut means lowball room. Kathy Sheehan explains where real negotiating leverage actually is. ...more
mortgage
June 15, 2026•4 min read
ARM Loans Can Work in Your Favor but Only When You Fully Understand What You Are Agreeing To
Lower payment now, risk later. Kathy Sheehan explains when ARMs make sense and when they do not. ...more
mortgage
June 15, 2026•4 min read
Homeowners Insurance Is Derailing Closings Right Now and Here Is the Step That Prevents It
Insurance costs killing deals before closing. Kathy Sheehan explains when and how to shop early. ...more
mortgage
June 15, 2026•4 min read
Rates Do Not Move in a Straight Line and May Proved It Here Is the Plan That Actually Works
One hot report moved rates fast. Kathy Sheehan explains how to buy when the numbers make sense. ...more
mortgage
June 15, 2026•4 min read
5 Steps How to Get a Mortgage Pre-Approval and Win Your Dream Home (Easy Guide for First-Time Buyers)
Hey there! I’m Kathleen Sheehan, and if you’re reading this, you’re probably starting to dream about a place to call your own. Maybe you’ve already been scrolling through Zillow at midnight, or perhap... ...more
mortgage
March 25, 2026•6 min read
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