Why Your Fixed Rate Mortgage Payment Just Increased When Nobody Changed Your Interest Rate

Taxes and insurance raise your payment even with a fixed rate. Kathy Sheehan explains what to do now. ...more

mortgage

June 24, 2026•4 min read

A Price Cut Does Not Mean Every Seller Is Desperate and Here Is Where Leverage Actually Exists

Not every cut means lowball room. Kathy Sheehan explains where real negotiating leverage actually is. ...more

mortgage

June 15, 2026•4 min read

ARM Loans Can Work in Your Favor but Only When You Fully Understand What You Are Agreeing To

Lower payment now, risk later. Kathy Sheehan explains when ARMs make sense and when they do not. ...more

mortgage

June 15, 2026•4 min read

Homeowners Insurance Is Derailing Closings Right Now and Here Is the Step That Prevents It

Insurance costs killing deals before closing. Kathy Sheehan explains when and how to shop early. ...more

mortgage

June 15, 2026•4 min read

Rates Do Not Move in a Straight Line and May Proved It Here Is the Plan That Actually Works

One hot report moved rates fast. Kathy Sheehan explains how to buy when the numbers make sense. ...more

mortgage

June 15, 2026•4 min read

5 Steps How to Get a Mortgage Pre-Approval and Win Your Dream Home (Easy Guide for First-Time Buyers)

Hey there! I’m Kathleen Sheehan, and if you’re reading this, you’re probably starting to dream about a place to call your own. Maybe you’ve already been scrolling through Zillow at midnight, or perhap... ...more

mortgage

March 25, 2026•6 min read

4 Lessons From 2025 That Are Shaping How Real Estate Pros Win in 2026

The real estate industry evolved fast in 2025 and the professionals thriving in 2026 already adapted. Kathy Sheehan breaks down the four lessons that are separating the top producers from everyone els... ...more

mortgage

March 25, 2026•5 min read

Are We Finally in a Buyer's Market? What Kathy Sheehan Wants Every Buyer to Understand

Inventory is climbing and homes are sitting longer but prices are not falling the way the data suggests they should. Kathy Sheehan breaks down what is really happening in today's housing market and wh... ...more

mortgage

March 23, 2026•5 min read

Capital Gains Tax on Home Sales May Be Changing: What Long-Term Homeowners Need to Know

The capital gains exclusion on home sales has not been updated since 1997. Kathy Sheehan explains what may be changing, why it matters, and what homeowners sitting on big equity should be thinking abo... ...more

mortgage

March 05, 2026•4 min read